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| Overall Assessment |
Analysis |
Score |
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None
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The Bank’s disclosures focus extensively on climate-related risk management, highlighting the establishment of an “ESG management level working group” that was “charged with developing a governance approach to address ESG considerations” and the designation of its Risk Assessment Committee to oversee climate-related risks. However, we found no evidence of any governance structures, policies, or review processes specifically addressing lobbying activities, nor any mention of oversight over direct or indirect lobbying alignment with its climate policy, indicating the company does not disclose a governance framework for lobbying.
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E
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| Overall Assessment |
Analysis |
Score |
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Limited
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New York Community Bancorp provides only limited insight into its climate-related lobbying. The bank names one relevant regulation—New York City’s “Local Law 97”—and notes it is “assess[ing] affected properties and analyz[ing] potential costs and borrower impacts,” but it does not explain whether or how it has attempted to influence that law or any other policy. The disclosures contain no description of the methods it uses to engage policymakers or the specific governmental bodies it targets, nor does the company clarify whether it lobbies directly, through trade associations, or at all. Likewise, the narrative focuses on operational goals such as “help[ing] building owners comply by financing required capital improvements” and “financing our borrowers’ transition to electric stoves,” without articulating any desired changes to legislation or regulation. Because the company identifies only one policy, offers no detail on its lobbying channels or targets, and states no clear policy outcomes it seeks to achieve, its overall transparency on climate-policy lobbying remains limited.
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D
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