This Report has also been reviewed and approved by RHB's Group Sustainability Committee and Board Sustainability Committee for greater oversight and governance of our sustainability disclosures. [...] Furthermore, to ensure that the Group's leadership is accountable for delivering on our sustainability ambitions, sustainability has been included as a KPI in the Group's FY2023 Balanced Scorecard, while our five Sustainability KPIs have been embedded into the Balanced Scorecard of the relevant members of the Group Senior Management. With this, sustainability is directly integrated into our performance assessment and rewards system, thus ensuring that executive total remuneration is aligned with sustainability performance. [...] The Board Sustainability Committee ("BSC") assists the Board in driving and providing strategic oversight of the Group's sustainability and climate-related initiatives, as well as material Environmental, Social and Governance ("ESG") matters across the Group's business and operations, ensuring alignment with the Group's overall business strategy. [...] The Group Sustainability Committee ("GSC") strategically drives the effective execution of the Group's sustainability and climate agenda, aligned to the Group's Sustainability Strategy and Roadmap. [...] The Sustainable Business Council ("SBC") drives the Group's commercial sustainability and climate-related efforts, spanning lending and financing, capital markets and advisory, investments and products sales, asset management, wealth management, insurance, deposits and Value-Based Intermediation ("VBI"). [...] The Responsible and Sustainable Practices Council ("RSPC") promotes sustainability integration across the Group's operations, value chain, practices and decision-making processes.