Climate Lobbying Index

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Lobbying Governance

Overall Assessment	Analysis	Score
Limited	Just Group PLC provides some indication that it considers the consistency of its external engagement with its climate objectives, noting that it "co-ordinates its sustainability efforts through a small core team which interacts across the business to ensure wholistic engagement and alignment of climate change with other business initiatives" and that it is "a member of the Association of British Insurers ('ABI') and have aligned our targets with the ABI climate change roadmap" while it "regularly engage[s] in discussions on climate change via the ABI". This shows that the company looks at how its trade-association activity relates to its own climate targets, which indicates a limited governance approach for indirect lobbying alignment. However, beyond stating that the core team oversees “external engagement activities” the disclosures do not set out a dedicated procedure for reviewing or monitoring lobbying positions, make no reference to audits of trade-association climate positions, and do not identify a specific individual or board committee that is tasked with ensuring lobbying alignment; the governance information provided (e.g., the Chief Risk Officer chaired steering committee and board-level oversight) relates to overall sustainability strategy rather than to lobbying governance. Consequently, while there is a general commitment to keep engagement consistent with climate strategy, the company does not disclose detailed mechanisms, monitoring steps, or accountability structures tailored to lobbying, and no public lobbying-alignment report is mentioned. View Sources	1

Overall Assessment

Analysis

Score

Limited

Just Group PLC provides some indication that it considers the consistency of its external engagement with its climate objectives, noting that it "co-ordinates its sustainability efforts through a small core team which interacts across the business to ensure wholistic engagement and alignment of climate change with other business initiatives" and that it is "a member of the Association of British Insurers ('ABI') and have aligned our targets with the ABI climate change roadmap" while it "regularly engage[s] in discussions on climate change via the ABI". This shows that the company looks at how its trade-association activity relates to its own climate targets, which indicates a limited governance approach for indirect lobbying alignment. However, beyond stating that the core team oversees “external engagement activities” the disclosures do not set out a dedicated procedure for reviewing or monitoring lobbying positions, make no reference to audits of trade-association climate positions, and do not identify a specific individual or board committee that is tasked with ensuring lobbying alignment; the governance information provided (e.g., the Chief Risk Officer chaired steering committee and board-level oversight) relates to overall sustainability strategy rather than to lobbying governance. Consequently, while there is a general commitment to keep engagement consistent with climate strategy, the company does not disclose detailed mechanisms, monitoring steps, or accountability structures tailored to lobbying, and no public lobbying-alignment report is mentioned.

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Lobbying Transparency

Overall Assessment	Analysis	Score
Limited	Just Group provides only limited insight into its climate-related lobbying. It indicates that it works through industry associations such as the Association of British Insurers, the Equity Release Council and collaborative initiatives like the Net Zero Asset Owner Alliance and the Partnership for Carbon Accounting Financials, but it does not describe how those forums are used to influence policy or name any specific government departments, regulators or legislators it seeks to reach. The company refers to broad policy areas—alignment with the ABI Climate Roadmap, development of a common emissions-measurement methodology and participation in the Transition Planning Taskforce—but stops short of identifying a particular bill, regulation or consultation it has tried to shape. Likewise, it articulates high-level climate ambitions such as reaching net-zero by 2050 and cutting Scope 3 emissions by 50 percent by 2030, yet it does not link these goals to concrete legislative changes or detailed policy outcomes it is advocating. As a result, the disclosure conveys that some climate-policy engagement occurs, but it leaves material gaps about the specific policies, lobbying channels and objectives involved.	1

Just Group PLC

Lobbying Transparency and Governance